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Contract Works and ISR Insurance: An insurer’s obligation to cover damage to insured property which occurs outside of the period of insurance
21 January 2025
- Expertise areas
On December 16 2024, the Court of Appeal handed down its judgment in Sky UK Ltd and MACE Ltd v Riverstone Managing Agency and others (Sky UK). The case was an appeal against the Order of HHJ Pelling KC (‘the Judge’) dated 24 August 2023 in respect of claims made by Sky UK Limited and Mace Limited under a construction all risks policy (‘the Policy’) underwritten by the defendant insurers (‘the Insurers’) .The Judge had been called on to consider the scope and effect of the Policy in respect of loss and damage allegedly suffered as a result of the widespread failure of the roof of Sky UK’s global headquartered building, known as “Sky Central” in Hounslow in West London.
- Expertise areas
In this article, Partner Danielle Skinner and Paralegal Elena Garoufalis outline four 2024 NSW decisions with positive liability outcomes for Defendants to personal injury claims. Whilst there is always liability risk (particularly when a case is dependent on witness evidence) and commercial considerations, in certain situations these uncertainties are justified.
9 December 2024
- Expertise areas
The choice of language used to express the necessary unifying factor in first-party insurance is of critical importance. But what of the situation where there is no explicit language of aggregation, but rather wording which merely affords scope for aggregation by implying a unifying factor from general context? Partner Patrick Mead explores this topic.